SEPA Banks

A bank's participation in the SEPA schemes depends on the country it is in being within SEPA scope and on the bank being registered with the relevant scheme (SCT, SCT Instant, SDD). Below are sample banks; the detailed profile and verification status of each is in the bank guide. For a general definition of the scheme concepts, see the What is SEPA page.

European banks (examples)

• Deutsche Bank — Germany, BIC DEUTDEFFXXX
• Commerzbank — Germany, BIC COBADEFFXXX
• N26 — Germany, BIC NTSBDEB1XXX
• Revolut Bank — Lithuania, BIC RVUALT2VXXX
• Wise Europe — Belgium, BIC TRWIBEB1XXX
• ING — Netherlands, BIC INGBNL2AXXX
• Rabobank — Netherlands, BIC RABONL2UXXX
• BNP Paribas — France, BIC BNPAFRPPXXX
• Santander — Spain, BIC BSCHESMMXXX
• UniCredit — Italy, BIC UNCRITMMXXX
• KBC — Belgium, BIC KREDBEBBXXX
• Erste Bank — Austria, BIC GIBAATWWXXX

Turkish banks

Because Turkey is not yet within SEPA scope, the banks below do not participate directly in the SEPA schemes; euro transfers are usually made via SWIFT.

• Ziraat Bankası — BIC TCZBTR2AXXX
• Türkiye İş Bankası — BIC ISBKTRISXXX
• Akbank — BIC AKBKTRISXXX
• Garanti BBVA — BIC TGBATRISXXX
• Yapı Kredi — BIC YAPITRISXXX
• Halkbank — BIC TRHBTR2AXXX
• VakıfBank — BIC TVBATR2AXXX
• DenizBank — BIC DENITRISXXX

Note: Information about bank capabilities that has not been independently verified is shown as "Not verified"; no guessing is done. For current and official information, consult the relevant bank's own website.